Investing Terms (A-Z)

Post author:Marcus
Post published:January 3, 2024
Post category:Uncategorized
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A Actively Managed Fund • Actively managed funds are mutual funds and/or ETFs where managers of the fund actively buy and sell securities to earn higher returns than an index/benchmark…

ANZ Airpoints Visa Platinum Credit Card

Post author:Marcus
Post published:February 5, 2023
Post category:Uncategorized
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ANZ Airpoints Visa Platinum The ANZ Airpoints Visa platinum has a number of benefits and rewards for cardholders. This is an overview of what the card is and information…

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About us

Top Flight Investor is about educating and empowering a community of like minded individuals who want to grow their money and investing knowledge. We strive to educate you as an investor to help you practice the financial discipline and consistency required to set up your family for generational wealth.

How do you benefit from Investing?

Savings is a sensible starting point in investing because it provides the funds you need to purchase a range of different assets. However investing goes one step further, helping you achieve personal goals with three significant benefits.

While saving means setting aside part of today’s money for tomorrow, investing means putting your money to work to potentially earn a better return over the longer term. Different classes of investment assets – cash, fixed interest, property and shares – typically generate different levels of return (which is relative to the risk of the investment).

The potential for healthy long term results

‘Growth’ assets, such as shares and property, have historically had the best overall returns of all asset classes but have also had bigger peaks and troughs. As an investor, there is the potential to earn capital growth over the longer term as well as an ongoing income return (like dividends from shares or rent from a property). ‘Defensive’ assets, like fixed income and cash, may not have generated the same level of returns over time as growth assets but these returns have been less variable, with smaller peaks and troughs.

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Inflation is the ongoing rise in the cost of living over time, and it can impact on our financial wellbeing. One way to help outpace inflation - and generate positive ‘real’ returns over the longer term - is by investing in assets that are not just capable of delivering higher income returns but also offer the potential for capital growth.

Earn Addtional Income

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